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In a large pot on medium heat, brown ground beef.
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Add onions and bell pepper, cook for 3 minutes.
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Add tomatoes, beans, habanero, coffee, garlic, and spices. Stir until combined.
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Bring to a boil then simmer for 3 hours string occasionally.
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Serve with your favorite chili toppings. We like cheese and raw onions for this chili.
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Enjoy!